Risk intelligence
for modern traders
Institutional-grade portfolio analytics, scenario stress testing, and AI-powered risk explanations for stocks, options, futures, and crypto.
What Athena finds across analyzed portfolios
show concentration risk
The majority of portfolios are dangerously overweight in a handful of correlated positions — without investors knowing.
hidden beta exposure
Average hidden market beta beyond what holdings suggest — amplifying losses in broad market selloffs.
experience larger drawdowns
Of investors suffer deeper losses than their expected risk suggests. Risk is consistently underestimated until it isn't.
Athena AI
Risk intelligence that
explains itself.
Athena AI translates complex portfolio analytics into plain language. Specific, quantified, and always grounded in your actual holdings.
Market Shock Analysis
"If SPY falls 10%, this portfolio could decline approximately 17% — driven by high equity beta and concentrated tech exposure."
Concentration Risk
"NVIDIA contributes 31% of total portfolio risk despite representing only 10% of portfolio value. This asymmetry is invisible without risk decomposition."
Risk Attribution
"Three positions — SPY, QQQ, and NVDA — account for 78% of total portfolio risk. In a correlation spike, diversification disappears."
Regime Positioning
"Current portfolio behavior resembles a high-beta growth strategy. In a risk-off environment, this positioning has historically underperformed by 2.1× the drawdown of the S&P 500."
Why risk analysis matters
Same expected return.
Twice the risk.
Two portfolios. Nearly identical expected returns. But one could lose more than twice as much in a crisis. Without risk analysis, they look equivalent.
Portfolio A
Efficient allocation
Portfolio B
Concentrated allocation
Athena identifies this difference instantly. Don't let similar returns hide very different risk profiles.
Analyze your portfolioProduct modules
Every question your portfolio
can't answer without Athena.
Six integrated analytics modules that go beyond performance — into the risk hiding underneath.
What happens if 2008 repeats?
Scenario stress testing
17 preset market shocks — 2008 crisis, rate spikes, vol events, crypto crashes. Plus a custom scenario builder.
Will this trade make me safer or riskier?
Pre-trade position impact
Before you place a trade, see exactly how it changes your Greeks, exposure, and risk score.
Where is my portfolio actually exposed?
Risk command center
Exposure, concentration, Greeks, volatility state, risk score, and market regime — one unified view.
Is my options book netting risk or multiplying it?
Options & volatility suite
IV rank, term structure, vol surface, Greeks aggregation, payoff diagrams, and skew analysis.
Could this strategy survive a market crash?
Strategy backtesting
Regime-aware backtesting, Monte Carlo simulation, optimization, and efficient frontier charting.
What's driving my risk right now?
AI risk explanations
Plain-English risk context powered by your portfolio data. Specific, quantified, and always up to date.
Market pulse
Live from Yahoo Finance
PDF Reports
Institutional-grade
risk reports in seconds.
Generate a comprehensive risk analysis report from any portfolio — the kind of analysis that used to require a Bloomberg Terminal and a risk team.
- Portfolio risk score & health band
- Benchmark comparison (S&P 500)
- Drawdown analysis & recovery
- Rolling 30-day volatility
- Stress test scenarios (17 presets)
- Expected 12-month return
- AI risk commentary
- Asset allocation & concentration
Athena Labs
Risk Analysis Report
Sample Portfolio · June 2026
Portfolio Risk Score
71
High Risk
0 · · · 71 · · · 100
Risk Score
71
High
Exp. Return
+14.2%
12-month
Sharpe
0.82
Risk-adjusted
Max DD
−22%
Historical
Portfolio vs Benchmark (12mo)
Athena AI Commentary
NVIDIA drives 31% of portfolio risk at 10% weight. A 2008-style shock projects −38% drawdown. Consider rebalancing to reduce single-name concentration.
Athena Labs · Educational analysis only · Page 1 of 8
Beta pricing
Choose your risk intelligence tier.
Start free. Upgrade when you need deeper scenario analysis, AI explanations, and advanced workflows.
Free
Discover your first layer of portfolio risk.
- Manual portfolio upload
- Basic risk dashboard
- One stress test per day
- 3 AI analyses per day
Pro
Full portfolio risk intelligence for active traders.
- Full options & volatility suite
- Athena Risk Copilot — 10/day
- 30 AI analyses per day
- 30 backtests per month
- 50 saved portfolios
Max
Unlimited everything for professionals and power users.
- Everything in Pro — unlimited
- Unlimited portfolios & reports
- PDF exports
- API access
See your portfolio
through a risk lens.
Upload a portfolio in under 60 seconds. Get risk scores, stress tests, regime context, expected return, and AI explanations — instantly.
Free to start. No credit card required.